PRIVACY POLICY

Equidit Investment have created a privacy policy that applies to the firm and as such, you will see references to types of personal information (e.g. health information) that would not normally be required by a Portfolio Manager or Investment Fund Manager. Equidit is committed to protecting your privacy and maintaining the confidentiality of your personal, business and financial information. This commitment is fundamental to the way we do business and is reflected in our privacy policies.
Equidit is responsible for the personal information of its clients that it collects or that is under its control. Equidit has appointed a Privacy Officer who is responsible for overall privacy governance. The Privacy Officer may be contacted at the address set out at the end of this Privacy Policy.

WHAT IS PERSONAL INFORMATION?

Personal information means any information about an identifiable individual, including information such as your home address, phone number, date of birth, age, marital status, religious affiliation, employment history, social insurance number and credit history.

WHAT PERSONAL INFORMATION DO WE COLLECT?

Equidit collects your personal information for the purpose of establishing and servicing your account(s). The majority of your personal information is collected directly from you at the time your account is opened at Equidit.

Equidit shall only collect the personal information of its clients that is necessary for the purposes that have been previously identified to the client.

Information essential for fulfilling most financial requests and applications includes:

• Information establishing your identity, such as your name, address, phone number, occupation, title, business phone number, email address, date of birth, social insurance number, citizenship, country of residence and account numbers. Equidit is required by law to verify your identity for purposes relating to the prevention of money laundering.
• Information related to transactions arising from your relationship with and through us, and from other financial institutions.
• Information you provide on an application for the provision of our products and services, such as your annual income, net worth, place of employment, marital status, number of dependents, investments, account balance, financial liabilities, transaction history, and banking information.
• Information about financial behaviour such as your payment history and credit worthiness. In the event that your credit history is obtained, Alitis may collect personal information directly from a credit reporting agency.

Personal Information Protection.

The (“CCPA”) is a California law that defines how businesses in USA, such as Equidit, must protect your personal information. CCPA is similar to the federal privacy law known as the Personal Information Protection and Electronic Documents Act (“PIPEDA”). Our privacy policy complies with both the federal laws. Information about privacy is available on the website of the Office of the Information and Privacy Commissioner, the provincial body empowered to administer PIP.

• Information about your health may be collected for insurance products and services.
• Information pertaining to business clients will include your business name, business number, address, phone number, email address, industry type, financial status and detail(s) on the owner(s), operator(s) and director(s).
• Additional information may be requested to help us determine your eligibility for products and services that we offer.
• Other information may occasionally be collected from a third party or relating to a third party, such as information from the executor of an estate or the name and address of your beneficiary.

Providing us with your information is always your choice. However, in dealings involving insurance and related financial services, your decision to withhold particular details may limit or prevent us from providing the products or services you have asked for.

It may also make it difficult or impossible for us to advise you or suggest appropriate alternatives.

HOW DO WE USE YOUR PERSONAL INFORMATION?

We use your personal and financial information for the purposes communicated to you in your agreement(s) with us, for example to:
• Verify your identity.
• Understand your financial situation and determine the suitability of products and services we offer.
• Provide you with the financial products and services requested.
• Execute your transactions.
• Establish and administer your account(s), which involves determining, maintaining, recording, and storing account holdings and transaction information in your client record.
• Provide you with account statements, financial statements, tax receipts, proxy mailings, transaction confirmations and other information which may be requested or needed to service your account(s).
• Communicate to you any benefit, feature and other information about products and services you have with us.
• Ensuring the information in our records is accurate.
• Verifying previously given information when necessary.
• Respond to any special needs or inquiries you may have.
• Manage our risks and operations.
• Meet our regulatory and legal requirements.

Equidit will not sell your personal information. Sensitive information such as health records will never, under any circumstances, be shared or used for a purpose other than that of the original intent. We may use your information internally for general research in an effort to enhance our service and product offerings. We may communicate with you through various channels including telephone, computer or mail using the contact information you have provided. With your consent, we may use your information to promote our products and services and that of third parties we select, which we believe will be of interest to you.
If for any reason your information is required to fulfill a different purpose than that of your original intent, we will ask for your consent before we proceed.

WHO IS YOUR PERSONAL INFORMATION SHARED WITH?

Under certain circumstances, your personal information may be shared among Equidit employees, outside service providers, other third parties, or another firm due to corporate re-organization.

HOW DO WE KEEP YOUR PERSONAL INFORMATION SAFE?

Equidit is committed to protecting the personal information of its clients and has implemented the necessary security safeguards that are appropriate to protect the sensitivity of such information. This commitment extends to our online services and any new technologies we employ.
The majority of your personal information is contained on your account documentation. Most account documentation is maintained at Equidit’ head office or branch offices and is safeguarded by using a number of protective methods such as using locked, fire-resistant filing cabinets and restricting access to certain designated areas where your account documentation is stored. Equidit also stores account documentation offsite in a secure location.
Digital copies of your account documentation, along with other documents containing personal information, may be stored on employees’ computers, Equidit servers, or on our cloud-based servers. Privacy, security and confidentiality are as important online as with all our other business functionality. Equidit has implemented industry standard methods of protecting your personal information that is available electronically or online from unauthorized access, disclosure, copying, use or modification.  This includes the use of firewalls, encrypted passwords, anti-virus software, intrusion detection systems, file encryption, blockchain securities, authentication and other appropriate means to protect your personal information.
Equidit may from time to time use cookies on its website to improve functionality and in some cases, to provide clients with customized access to our website.

Cookies are not used to collect personal information that may reside on your personal computer and are not used to track the websites that you visited before or after you leave the Equidit site.

HOW DO WE KEEP YOUR PERSONAL INFORMATION ACCURATE?

Equidit is committed to keeping the personal information of its clients accurate, complete and up-to-date at all times. In order to maintain the accuracy and completeness of your personal information, you will need to update your account documentation from time to time. If your personal information changes, please notify us so we can update our records.

HOW CAN YOU ACCESS YOUR PERSONAL INFORMATION?

Equidit is committed to providing its clients with information relating to the existence, use and disclosure of their personal information and clients shall be given access to such information where appropriate. You can request access to your personal information by contacting the us via the email address indicated at the end of this Privacy Policy. A request to access your personal information will only be accepted if received directly from you; requests received from, received via, or directed by other persons, companies, or organizations will not be accepted.
Equidit may not be able to provide you with full access to your information if it contains references to other persons, if it would have to disclose proprietary information confidential to Equidit or its affiliates, if it has been destroyed, or if it cannot be disclosed for legal or regulatory reasons. If we are unable to provide you with access to your personal information, we will give you an explanation. As well, a deposit may be required from you before any work is undertaken. Personal information collected by a request to access your personal information will only be delivered to you; your personal information will not be delivered to other persons, companies, or organizations.

HOW CAN I MAKE AN INQUIRY OR COMPLAINT?

If you have a privacy inquiry or complaint, please direct to our mail. Telephone calls and faxes will not be accepted. Please be sure to include your name, address, phone number and information relating to the nature of your inquiry or complaint. Inquiries and complaints will only be accepted if received directly from you; inquiries and complaints received from, received via, or directed by other persons, companies, or organizations will not be accepted. In most instances, the Privacy Officer will investigate and reply to inquiries within 7 days. If the Privacy Officer is unable to respond to your inquiry within 7 days, you will be notified in advance of the end of such 7 day period of when you should expect to receive a response.

Email: [email protected]